Legal Document

Terms of Service

Last Updated: December 2025

Agreement to Terms

By accessing or using the AriseInsure website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services. The materials contained on this website are protected by applicable copyright and trademark law.

These Terms of Service constitute a legally binding agreement between you and AriseInsure regarding your use of our website and services. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting. Your continued use of our services following any changes constitutes your acceptance of the revised terms.

Use of Services

Our website and services are intended for personal, non-commercial use. You may use our services to obtain information about auto insurance, request quotes, purchase policies, manage your account, and file claims. You agree not to use our services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our website or interfere with any other party's use of our services.

You are responsible for maintaining the confidentiality of your account information and password. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss that you may incur as a result of someone else using your password or account.

Insurance Services

The insurance products and services offered through our website are subject to the terms and conditions of the applicable insurance policies. Quotes provided through our website are estimates and are subject to change based on verification of the information you provide and underwriting review. The actual premium and coverage terms will be set forth in your insurance policy documents.

Coverage under any insurance policy is subject to the terms, conditions, limitations, and exclusions in the policy. Not all coverage or discounts are available in all states or for all situations. We make no representations or warranties about the suitability of any insurance product for your particular needs. You should carefully review your policy documents and consult with a licensed insurance professional if you have any questions.

Accuracy of Information

You agree to provide accurate, current, and complete information when using our services. You understand that the accuracy of quotes and the validity of your insurance coverage depend on the accuracy of the information you provide. Providing false, inaccurate, or incomplete information may result in denial of coverage, cancellation of your policy, or denial of claims.

We make reasonable efforts to ensure that the information on our website is accurate and up to date. However, we do not warrant that the content on our website is complete, accurate, or current. The information on our website is provided for general informational purposes only and should not be relied upon as legal, financial, or insurance advice.

Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of AriseInsure or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

The AriseInsure name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of AriseInsure. You may not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this website are the trademarks of their respective owners.

Limitation of Liability

In no event shall AriseInsure, its directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use our services, any conduct or content of any third party on our services, any content obtained from our services, or unauthorized access, use, or alteration of your transmissions or content.

Our total liability to you for any claims arising from or related to these Terms of Service or your use of our services shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim. Some jurisdictions do not allow the exclusion or limitation of certain warranties or the limitation or exclusion of liability for certain types of damages, so some of the above limitations may not apply to you.

Dispute Resolution

Any dispute arising from or relating to these Terms of Service or your use of our services shall be resolved through binding arbitration in accordance with the rules of the relevant arbitration association. The arbitration shall be conducted in Tallahassee, Florida, and judgment on the arbitration award may be entered in any court having jurisdiction. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

You agree that any cause of action arising out of or related to our services must commence within one year after the cause of action accrues. Otherwise, such cause of action is permanently barred. These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected] or by mail at 113 South Monroe Street, Tallahassee, FL 32301. You may also call us at +1 (229) 201-7513. We are committed to addressing your concerns and resolving any issues that may arise.